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Exciting news for those looking to buy a home in Lebanon: housing loans are now available again! If you’re considering applying for a housing loan, here’s what you need to know about the rules and conditions.

Rules and Conditions to Apply

  1. Nationality: The individual applying must be Lebanese.
  2. House Size: The house should not exceed 150 square meters.
  3. First-Time Borrower: The applicant must not have received a housing loan before.
  4. Property Ownership: The applicant should not already own a house.
  5. Income Requirement: The household income should exceed $1,200 per month.
  6. Loan Amount: The loan amount ranges between $40,000 to $50,000 with a 6 percent interest rate.
  7. Repayment Terms: The loan is distributed over 20 years, with monthly payments ranging from $300 to $400.

To apply for a housing loan, visit

Steps to Apply

  1. Verify Eligibility: Ensure you meet all the conditions listed above.
  2. Gather Documents: Prepare necessary documents such as proof of income, identification, and property details.
  3. Visit Banque de l’Habitat: Go to their website or visit a branch to get more information and start your application.
  4. Submit Application: Complete the application form and submit all required documents.
  5. Await Approval: The bank will review your application and inform you of their decision.

Applying for a housing loan can help make your dream of owning a home in Lebanon a reality. With the reopening of these loans, now is the perfect time to take the first step towards homeownership. 

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